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Bad Credit Financing in Bristol, CT



If you have been trying to rebuild your credit but don't know where to start, start here.

Bad credit financing is a wonderful option for anyone who needs an institution they can trust. Stephen Automall Centre is happy to offer drivers a second chance in the midst of all the chaos.

Different Factors That Impact Credit Scores

It can be easy to fall victim to bankruptcy, repossession, or even foreclosure. Credit is a complicated animal.

Many different factors impact one's score, including debt-to-income ratios, gross monthly income, and the amount of time you have spent at your job.

Your credit history is one of the most important factors as it shows how well you work with different types of credit, secured and unsecured.

All of these factors tell the lender what your ability to pay back a loan is.

How Can Bad Credit Financing Help Bristol, CT Drivers?

When you have delinquent payments, and your score is dragging, a bad credit car loan can help.

If you are approved for a bad credit car loan, you will then have a chance to establish a positive payment history. As you pay down the balance every month (on time), your negative score will begin to increase. We also recommend that you attempt to pay off any delinquencies you have (if you're able to), as that also dramatically increases your score. If you're trying to rebuild credit, a car loan is always the best route, and for two reasons:

  1. A car loan is secured credit, meaning that there's something attached to the money given. If the lender needs to collect, they can take the item, title, or cash, making it less risky. However, it's better for the lender because car loans are often higher amounts.
  2. A car loan means the lender is trusting you with more money, which looks good.

Talk to Our Finance Department About Your Lending Options

The finance department of Stephen Automall Centre is happy to help you navigate the different auto loan options available to you.

If you have intense questions surrounding your credit report or bad credit financing, we will happily answer them all. We can also help you navigate our secure online credit application.

After you fill out the application, we will follow up to ensure you get the answers you need. Our professional team is happy to help you get the financing you deserve!

Call now to learn more about your financing options in Bristol, CT.

Dealer Information
Stephen Automall Centre 1097 Farmington Ave Bristol, CT 06010 Get Directions
Sunday:
12:00 PM - 4:00 PM
Monday:
9:00 AM - 8:30 PM
Tuesday:
9:00 AM - 8:30 PM
Wednesday:
9:00 AM - 8:30 PM
Thursday:
9:00 AM - 8:30 PM
Friday:
9:00 AM - 8:30 PM
Saturday:
9:00 AM - 8:30 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 8:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
8:00 AM - 3:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 5:00 PM
Tuesday:
7:00 AM - 5:00 PM
Wednesday:
7:00 AM - 5:00 PM
Thursday:
7:00 AM - 8:00 PM
Friday:
7:00 AM - 5:00 PM
Saturday:
8:00 AM - 3:00 PM
New Millennium Auto Sales 1075 Farmington Ave Bristol, CT 06010 Get Directions
Sunday:
12:00 PM - 4:00 PM
Monday:
9:00 AM - 8:30 PM
Tuesday:
9:00 AM - 8:00 PM
Wednesday:
9:00 AM - 8:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
9:00 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 8:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
8:00 AM - 3:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 5:00 PM
Tuesday:
7:00 AM - 5:00 PM
Wednesday:
7:00 AM - 5:00 PM
Thursday:
7:00 AM - 5:00 PM
Friday:
7:00 AM - 8:00 PM
Saturday:
8:00 AM - 3:00 PM
Phone:
Stephen Toyota 1069 Farmington Ave Bristol, CT 06010 Get Directions
Sunday:
12:00 PM - 4:00 PM
Monday:
9:00 AM - 8:30 PM
Tuesday:
9:00 AM - 8:00 PM
Wednesday:
9:00 AM - 8:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
9:30 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 8:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
8:00 AM - 3:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 5:00 PM
Tuesday:
7:00 AM - 5:00 PM
Wednesday:
7:00 AM - 5:00 PM
Thursday:
7:00 AM - 8:00 PM
Friday:
7:00 AM - 5:00 PM
Saturday:
8:00 AM - 3:00 PM
Phone:

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